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Home Financing Loans
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Real Stories

I'd like to thank Jeff and his team at Prospect Mortgage for a job well done and the professionalism they provided throughout my refinance. It was a pleasure working with them and I would recommend them as a professional group that provides great service related to refinancing and mortgages.
— Robert T.

Dave Stemrich was our mortgage officer and he did an AWESOME job! He worked really hard to get us what we wanted and he did exactly what he said he was going to do. He went the extra mile to get us what we needed. We really appreciate him! He always kept us informed on what was going on and if we had any questions he was also more than happy to answer them!
— Natalie M.

Prospect is a Direct Lender with Experienced Local Loan Officers
ready to assist Union Families with Home Financing!

With 200 locations nationwide, there's a local Loan Officer nearby to help you select the loan that best fits your needs.

More Products Mean More Choices, More Loan Approvals.

Our special loan programs can help your buyers with low down payments and can even give them extra cash to renovate their home, all in one loan.

  • Purchase Loans – We specialize in helping first-time buyers and "move-up" buyers get the home they want. They can qualify with as little as 3.5% down.
  • 203(k) Home Loans – With this FHA loan, buyers can purchase a home and renovate it with only one loan. It's a way to improve, update and modernize a foreclosed or "handyman special" home without the need to tap into their credit card line or hard-earned savings. Get up to $35,000 or more for renovations.
  • Renovation Home Loans – Prospect offers several types of renovation loans to help buyers purchase and renovate...all in one loan. Great for foreclosed homes, fixer-uppers or any home that you can imagine becoming the home of your dreams.

Who is Union Benefits Eligible?

  • A dues paying Union Member
  • A Union Member Retiree
  • Any Family Member of the Union Member/Retiree
       Eligibility will be determined at time of application.

Receive a Gift Card after Closing*.

Union Members or their Family Members that finance a home purchase are eligible to receive $750 or $500 for a home refinance after closing. Gift card requests must be made by the applicant prior to the loan origination, in one of two ways: via this form or the applicant must notify the loan officer. The request to the loan officer must be made, either verbally or via email.

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