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Find out about our FHA
203(k) Home Rehab loans
Find out how to purchase & finance
Fannie Mae foreclosed homes

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Your Neighborhood

National Direct Lender with Experienced Local Loan Officers.
Bank-owned property experts.

Prospect Mortgage is in the business of helping people. We believe there's a home loan solution for almost every homebuyer.

With 200 branches nationwide, there's a local Loan Officer near you to help you pick the loan that's best fit for your situation.

More Products Mean More Choices, More Loan Approvals.

Our special loan programs can help you buy with low down payments and can even give you extra cash to renovate your home, all in one loan.

Real Stories

I'd like to thank Jeff and his team at Prospect Mortgage for a job well done and the professionalism they provided throughout my refinance. It was a pleasure working with them and I would recommend them as a professional group that provides great service related to refinancing and mortgages.
— Robert T.

Dave Stemrich was our mortgage officer and he did an AWESOME job! He worked really hard to get us what we wanted and he did exactly what he said he was going to do. He went the extra mile to get us what we needed. We really appreciate him! He always kept us informed on what was going on and if we had any questions he was also more than happy to answer them!
— Natalie M.
  • 203(k) Home Loans – With this FHA loan, you can purchase a home and renovate it with only one loan. It's a way to improve, update and modernize a foreclosed or "handyman special" home without the need to tap into your credit card line or hard-earned savings.
  • FHA Purchase Loans – We specialize in helping first-time buyers and "move-up" buyers get the home they want. You can qualify for an FHA loan with as little as 3.5% down.*
  • Renovation Home Loans – Prospect offers several types of renovation loans to help you purchase and renovate…all in one loan. Great for foreclosed homes, fixer-uppers or any home that you can imagine becoming the home of your dreams.